Do you need a low cost health plan solution? We have multiple short term plans available from two industry leading carriers.

ACA mandates short term plans can not be longer than 90 days. We have a solution that doesn’t require you to re-qualify.


4 policies issued in one application = 12 months of coverage

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  • Deductibles from $1000, $2500, $5000, $10,000 & $25,000
  • Aetna PPO Network
  • Unlimited $50 Copay for Urgent Care
  • Up to 1 million of coverage per person
  • 100% coinsurance options
  • Back to back 90 day policies upon initial issue for coverage to last 12 months
  • Guaranteed insurability options available
  • Plan Enhancers- Supplemental accident, cancer, stroke and hospital plans to help cover out of pocket expenses
  • PPO and Indemnity Dental plans


2 policies issued on one application = 6 months of coverage

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  • Deductibles from $1000, $1500, $2500, $5000 & $10,000
  • United Healthcare Choice Plus Network
  • CoPay plans and RX coverage available
  • Up to 1.5 million of coverage per person per coverage period
  • 20% pay in full discount
  • Dental, vision and supplemental add-ons.


Need Help? call one of our licensed specialist at (866)217-2873

Short Term Health Insurance is ideal for those who are:

  1. Between jobs and only need coverage for a short period of time until the new group plan begins
  2. Missed the open enrollment period for Obamacare and need coverage until the end of the year
  3. Need to purchase for kids who are going to camps that require a major medical policy in place
  4. Don’t qualify for advanced premium tax credits to help reduce the cost of an ACA guaranteed plan.
  5. Don’t have any major health issues and just need some major low cost coverage



*Short term Coverage  does not qualify as minimum essential coverage (MEC) for the Affordable Care Act. All applicants must qualify through an electronic application. Pre-existing conditions with in 12-24 months prior to the application are not covered. Potential ACA fines can result if MEC is not obtained for the plan year. Please check for potential fine calculations.